Préstamer Prestamos Inmediatos

Quick mini-loans! Thinking of requesting an online loan? Download Prestamer to get urgent money!Request an express loan in just 4 minutes! With the best conditions.Get money instantly with our application.- Personal mini-credits of up to €300. - Discount if you are a regular borrower.- Quick credits.- In just 4 minutes!- Automatic processing of the loan application.- High probability of approval.- It works 247 including weekends and holidays.- Prestamer mobile application - money at the moment.Quick mini-credits for any purpose! Just choose the right amount and get money in 4 minutes.Requirements:- Personal data: ID, full name, telephone number, email and habitual address.- Bank account.Minimum APR: 0% (only for the first online loan!)Max APR: 36%Minimum period: 90 daysMaximum period: 180 daysRepresentative example:The interest rate for using the loan in the first 15 days (interest-free period) is 0% per day (0% per year), for the following 165 days, a variable interest rate is applied (from 0% to 36% per year).The cost of the loan is calculated:Amount to repay = Loan amount + Overpayment amount, whereOverpayment Amount = Loan Amount Loan Term (Rate in % / 100)All applicable fees are already included in the total cost of the loan.Example of calculating the interest rate of a personal loanEN — 150 euros.Example of calculating the interest and commissions of a loan of 150 euros to be repaid within a period of 63 days. The interest rate of the first loan for a new user during the first 21 days is 0%, so the minimum interest rate (TAE) is 0% (21*0%). The interest accrued from the 22nd is 0 euros (150 * 0%). The cost to extend the repayment period of the loan from the 22nd to the 63rd day will be: (0.85% * 150) * 42 = 53.55 euros.According to this information, the amount to be returned for the loan after 63 days will be: the amount borrowed + interest + term extension (150 + 0 + 53.55) = 203.55 euros.In the event of non-payment, the commission for non-payment of 12.05 euros will accrue only once on the third calendar day following the date of non-payment.For example, if the payment is delayed 10 days from the due date/repayment of the loan, the late payment interest will be 1.5% daily of the amount borrowed (150 euros * 1.5% * 10) = 22.5 euros .What are Prestamers privacy and permissions policies?Lender prioritizes your privacy. Your government-issued ID photo and other personal information will be used to verify your credit profile in our system. We will NEVER share your information without your consent or explicit permission.In the app, we will need the following permissions to verify your identity:Location access: to automatically verify your address.Access to contacts: to easily name the references of your contacts.Access to the camera: to scan your identity document and correctly verify your identification.How secure is my personal data? All personal data is totally safe and protected. Data privacy agreements are insisted on when signing up. We do not share the collected data with third parties and do not use it for advertising. You can also request that this data be deleted at any time.Routine assessments are performed to ensure quality data protection.© 2023, PRESTAMER, S.L.U. B-54947403.REGISTRATION IN THE COMMERCIAL REGISTRY OF MÁLAGA IN VOLUME 5834, FOLIO 54, SHEET MA-150522, REGISTRATION 1ª.REGISTERED OFFICE AT PLAZA COSTA DEL SOL, NUMBER 10, ENTREPLAZAS BUILDING, 1st FLOOR, OFFICE 196.C.P. 29620 TORREMOLINOS, MALAGA.Customer service: [email protected] +34 912 90 99 74 Monday-Friday from 9:00 a.m. to 6:00 p.m.